ANALISIS LAPORAN KEUANGAN UNTUK MEMPREDIKSI TINGKAT KEUNTUNGAN PT. BPR TOELOENGREDJO DASA NUSANTARA, PARE-KEDIRI

Abstract

Globalization era result many the happening of changes, good of small and big scale change. Business activity that goes on also need respon at once so that can obtain; get advantage or protected from loss resulting business close down or go broke.

At Bank and company which is oriented profit have a purpose especial to look for maximum profit, management side claimed to can reach for maximal advantage and also can maintain him. yielded advantage each; every period are the image of from yielded performance company management side.

Target of this research is to know what in the year 2009 PT BPR TOELOENGREDJO TEN NUSANTARA, PARE - KEDIRI will experience of loss or advantage by using monetary ratio analysis. Ratio the used is profitability ratio. From descriptive of data, elite isn't it with method of Time Series Analyse for memprediksi mount advantage in the year 2009. pursuant to monetary ratio analysis of showing that in the year 2009 natural PT BPR TDN advantage and increase. From four examinee profitability ratio only ROE the degradation naturalness every year him. Projection mount reached advantage of PT BPR TDN in the year 2009 pursuant to ROE equal to 54,33 %, ROI equal to 11,03 %, NPM equal to 22,04 % and GPM equal to 45,03 %.